Innovative programs

A personalized experience

Through our programs, we constantly see to do more for our clients and their employees.  Whether because our business model or through our technologies, we are always on the lookout for opportunities to bonify the true value of our offer for organisations who choose to entrust us with their group benefits.


You may want to enhance group insurance benefits for certain employees. The Cost-Plus program automatically bridges the amounts that are not covered by the existing plan (so that they can be reimbursed at 100%) and it covers the benefits that are not included in the plan up to an annual cap established by the employer.

Eligible covered expenses can be defined as any medical expense which qualifies for a tax credit by the Canada Revenue Agency.